In a weird way, I feel I have let you all down by my first decision:
Postponement of becoming debt-free from before End of 2009 to before April 2010... well, not so much a choice... I won't have the money to pay off loan before Xmas... so have decided on April.
I like April - In my attempts at setting financial goals for myself in the past, I have chosen April as the review month. It means I can have all my financial plans up-to-date and executed before my birthday in early May. And it means I can keep the Xmas Period and New Years Eve for general family good times and "where am I going with my life" self-reflection instead of messing around with budgets...
So yeah... will be debt-free next April..
Other financial news:
I've decided to give 10% of my monthly salary away each month. The plan is to give:
25 euro to sponsoring a child in Africa.
75 euro to an Irish charity which helps sick children have fun - it's a Hole in the Wall Gang thing - Paul Newman used to be heavily involved.
Finally I'm gonna save 113 into a savings account each month for helping out people I know in need in my local community.
I heard Suze Orman say that in order to receive goodness your hand has to be open.
I'm hoping I'll get a sense of well-being and even wealth from being fortunate enough to give money to others.
From next April, I'm gonna put 15% of Net Income towards Retirement and 35% towards Accommodation savings (this 35% will include Rent I pay now... the difference between my Rent and the 35% will be put into a savings account to pay for future accommodation either as a deposit or as rent to be paid in the future).
Over the last few months, I've been thinking of having a goal of increasing my Net Worth by 10,000 every year. But then I said to myself "why put a limit on it ?". So I'm not gonna to aim for a specific net worth increase every year.
Ala The Secret I've asked the Universe for 100 million euro.... don't know when I'll get it... I realise that if I read this in someone else's blog, I might say "he/she is crazy !"
Well... maybe I am crazy ! AND maybe there's nothing wrong with that ! lol :-)
Rejig Goals
November 13th, 2009 at 02:15 am
November 13th, 2009 at 03:24 am 1258082660
November 13th, 2009 at 12:25 pm 1258115109
I'll look up Margaret Lynch now... what a great Irish name !! lol Already off to a good start ! :-)
November 13th, 2009 at 05:56 pm 1258134996
November 13th, 2009 at 11:41 pm 1258155682
Jerry
November 14th, 2009 at 06:26 pm 1258223169