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Taking eye off the meter

July 21st, 2009 at 02:23 pm

So last month was pretty good budget-wise...

This month I've being recording my expenditure as per usual but I didn't add it all up until yesterday and guess what:

I'm already over-budget in the 3 discretionary categories I have and it's only July 21st ! 10 days to go.... ooompph..

My food budget is 150 and I'm at 170 already... and last month I had a bit of money to spare !

My Entertainment budget is about 45 overbudget already but I know why - kayaking and horse-riding which I have recently taken up - I'll have to increase the Ents budget to allow for them...

My General spending budget is maxed out (well 15 cent over but we won't worry about that :-) )due to just stuff that came up - having to get my bike fixed when a car knocked me off it (I'm not injured thank God).. and havn't to go to Dublin unexpectedly with my father...

I'm getting paid 3 times this month (as opposed to the usual 2 times) so I'm not too worried but I don't want to put too much of that 3rd paycheck to non-medium term stuff...

Have also been giving some thought to my accommodation situation... am currently renting a 2 bed apartment for myself... am thinking about how much money I would save if I just rented a room in a house... but I do LUV having my own little oasis at this point... I'll probably post about that soon...

Anyways going to work soon... (am really appreaciative that I have a job in these times....)

Posted in Uncategorized | 2 Comments »

2 Responses to “Taking eye off the meter”

  1. ceejay74 Says:
    July 21st, 2009 at 02:31 pm 1248186665
    1248186665

    I'm just like you...if I don't keep track of spending I know I would go over budget. My grocery budget is the one area where I will allow us to dip into the next month's money if needed, and we are always playing catch-up as a result. I recently got stricter about that to try and get us on track...it's not that we overspend but we're always starting the pay period a bit behind in that category, which makes it more likely that we'll need to dip into the next allotment of money, which just bothers me. You might want to try forcing yourself to take less money in a category next month if you go over this month.

    Amen to your last comment! I think that every time I get bored or frustrated at work.

  2. whitestripe Says:
    July 21st, 2009 at 10:00 pm 1248213628
    1248213628

    we are always over budget somewhere and under budget in other places. as long as you make sure you aren't spending more than you make, and you're saving some, you should be fine. and keeping an eye on things is what really keeps you on track. i've been doing that with DF, he is not that great at keeping his 'Fun' money underbudget. (he likes to drink beer and rum which can get expensive, and i don't drink) so I ask him everyday what he spends and tell him how much money he has for the rest of the month. the first couple of months were horrendous, but now he is getting very close to being on budget!

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