So was out last Saturday with a friend and got very very drunk. Ended having my money and cell-phone stolen. All my own fault - for getting that drunk in the first place.
So yesterday, of course - the guilt set in - about losing the money - a week's take-home pay. Then I thought, well it could be worse, no-one died or got hurt. I realized that perhaps I view life too much in terms of dollar and cent.
My mini-breakthrough was that "money is only a some-time accompaniment of wealth".
In my mind, if you are alive - you are already wealthy. A beating heart, healthy lungs, a functioning stomach, clean air, clean water and of course food are all things that we mightn't think of as assets, but without them - we will not survive.
So I'm taking off my financial strait-jacket and am ditching my myriad savings goals etc. I am going to enjoy my life.
New Financial plan:
1. 25% of Take-home pay to Cash Savings.
2. 10% of Take-home pay to Retirement.
3. 65% everything else including F U N.
I am debt-free and intend to remain that way. But I just want to let go of my financial targets/identity for a while and just breathe. Live paycheque-to-paycheque BUT have no debt and be saving as outlined above.
Sufficient unto the day is the worry of it.
Night-out Irresponsibilities & New Plan
April 18th, 2011 at 09:28 pm
April 18th, 2011 at 09:39 pm 1303162759
You realize, I hope, that most people like me will be relieved to know that your night-out irresponsibilities did NOT culminate in procreation! Have heart, we all do things stupidly at times! And FUN is a necessity.
April 19th, 2011 at 12:19 am 1303172376
I like your plan. I've been contemplating the same recently and realized that fun is a very important component. Plus, 35% to savings/retirement is awesome! And being/staying debt-free even more awesome!
April 19th, 2011 at 03:40 am 1303184454
April 19th, 2011 at 04:24 am 1303187064
April 25th, 2011 at 11:48 am 1303732118
April 29th, 2011 at 09:14 pm 1304111695
Jerry